Ms. Ruíz-Hernández joined Delgado & Fernández, LLC in 2008.  She leads the Firm’s Real Estate and Commercial Transactions Department.

Ms. Ruíz-Hernández more than 30 years experience in mortgage closing matters in Puerto Rico.  She has resolved complex legal issues for residential closing cases referred by Puerto Rico’s largest mortgage banks.  She is experienced in analyzing and providing legal advice in highly complex real estate financing cases and property registry controversies.

Over the years, Ms. Ruíz-Hernández has been involved in various aspects of real estate and commercial lending.  She regularly offers lectures, workshops and seminars to Puerto Rico’s banks.

Ms. Ruíz-Hernández is also a Notary Public.