Andrés joined Delgado & Fernández, LLC in 2022.  He leads the firm’s Cybersecurity and Privacy practice team and represents clients in commercial litigation.  Mr. Cruz-Lago is an expert on fraud monitoring and risk management and has over seven years’ experience in internal auditing for financial institutions and conducting testing for independent assurance for regulations regarding BSA-AML, fraudulent transactions, and loss recovery.  Mr. Cruz-Lago has ample experience in conducting internal investigations and audits at two publicly traded companies in Puerto Rico.

Prior to joining Delgado & Fernández, LLC, Mr. Cruz-Lago worked as an internal auditor for Puerto Rico’s largest financial institution and as a compliance officer for a major international electronic transaction technology company performing compliance analysis and testing to conform to financial regulations.